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Best Camera Phones in 2020? Check Out These Bad Boys

Best Smartphone for Photography in 2020: DSLR Quality Camera Phone

Mobile camera technology is developing at such a rate that the camera on your phone will soon be able to take a better picture than using a dedicated camera. Of course, with the added features that a smartphone offers compared to a camera, this could spell trouble for these standalone cameras shortly.

With that in mind, just what are the best camera phones on the market in 2020? There are plenty of phones with great cameras but we have provided four that we think are the best of them all. To ensure that we have something for all budgets, we have included two obvious names for larger budgets and two budget-friendly phones that offer up good cameras.

Samsung Galaxy S10 5G

We will kick off our list of the best camera phones in 2020 with the Samsung Galaxy S10 5G. This model may not have the same level of hardware innovation as many others but it really stands out for the quality of the images that it produces. This makes it a very friendly camera phone for those that are looking for the basics done to a very high standard. 

Apple iPhone 11 Pro

Another of the more expensive models, the iPhone 11 Pro is an exceptional choice for those of you that want a phone with a cutting-edge camera built-in. it uses a triple camera array that produces high-quality colours, tones and exposures across each of the three 12mp cameras. Another promising feature is that this model does not overcook or over-process images in the same way as many other leading camera phones. The images simply look true-to-life. 

Although the Apple iPhone 11 Pro comes with plenty of internal storage, we do suggest using something like the Photostick mobile to enable quick and efficient storage of the photos that you are taking. 

Xiaomi Mi Note 10

Xiaomi has always been known as a value-for-money brand that can offer specs that totally belies the cost. However, they have started to become somewhat of a leader in terms of the technology that they are using. Being the first camera phone to offer a 108MP sensor is proof of this as no other phone has come close to this yet. The detail in the pictures that you can take is truly amazing – so it would be a no-brainer to not consider the Xiaomi Mi Note 10 as your next camera phone.

Oppo Reno 10x Zoom

Another low-cost phone in comparison to some of the more obvious names is the Oppo Reno 10x Zoom. Like the Xiaomi, this has a camera that can compete with top-end phones but at a fraction of the cost. In fact, the 5x optical zoom available allows it to stand out against many of them. That zoom allows you to get a lot closer to the action while still taking a high-quality picture. 

Click Away

Most smartphones these days have a good quality camera but as is the case with any product, some will be much better than others. This is why we put together this list so that you can see which camera phones to go for if the quality of the camera is an important feature for you. Just remember to purchase some extra storage for all those photos such as the Photo Stick for iPhone.

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How has the GST affected Real Estate?

If you’ve been watching the news, you’ve probably noticed the continual talk of how the Goods and Services Tax (GST) has affected the real estate sector. This topic is discussed ad nauseam because the real estate sector accounts for 6-8% of the economy. You might be new to GST. If that’s the case, know that GST is a unified, comprehensive tax that the customer has to pay the central government on taxable goods and services. With the GST in place, real estate is now taxed at 5%, unlike before the GST implementation when it was taxed at 12%. Let us take a look at GST’s impact on the various facets of real estate.

The Impact of GST on Buyers

Property buyers used to deal with the hardship of filing a slew of taxes, including the Value Added Tax (VAT), Services Tax, Registration charges, and so forth under the previous tax system. However, VAT would differ with every state, and developers had to shell out a lot of money to file taxes like sales, customs duty, and a lot more. However, the GST act ensures that a single GST rate of 12% is applied effective April 1st, 2019. As far as the future is concerned, GST will most likely help buyers if the benefit of the Input Tax Credit (ITC) goes to the buyers.

The Impact of GST on Residential Property

GST has a major impact on residential property. Here are the specifics:

  • The Goods and Services Tax is a simple and straightforward tax structure. Its simplicity boosts the chances of compliance from builders and developers.

  • GST solved the issue of passing ITC benefits from the developer to the buyer, which is how it has managed to minimize the chances of property purchase delay.

  • GST has managed to ensure a reasonable price for the buyer, courtesy of reducing the GST tax rate to 1% on residential properties

  • Additionally, there is reasonable pricing of residential properties by eradicating unused Input Tax Credit from the project costs.

The Impact of GST on Developers and Builders

Developers would always face the challenge of filing the taxes mentioned earlier on essential services. ITC was not an option under the old tax structure, which means that these taxes were included in the overall pricing. However, with the enforcement of GST, you can notice a substantial reduction in the developer’s construction costs. This is because the GST Act has subsumed the collection of the indirect taxes mentioned above. There has also been a reduction in logistics costs.

On the other side of the coin, developers had no option but to do complex calculations to come out with the final ITC value to send the buyers. The ITC can only be passed towards in the final stages. Many buyers tend to defer their purchases because of the lack of transparency around ITC.

The Impact of GST on Construction Services

Several construction services need to make GST payments online on real estate. There are different GST rates on different construction-related services. Here are the details:

  • You have to pay 8% on properties under construction as per the Credit Linked Subsidy Scheme
  • You have to pay 12% on properties under construction, except for those that fall under the scheme mentioned above
  • You have to pay 12% on the composite supply of works contract to build affordable housing
  • You have to pay 12% on the composite supply of work contracts to government agencies or local government bodies
  • You have to pay 18% on composite supply of works contract aside from the local government bodies, agencies, and affordable housing
  • You have to pay 18% on the works contract apart from government bodies

Under which conditions is GST not applicable to Real Estate?

The Goods and Services Tax on real estate does not apply to certain activities of transactions that are related to construction. Here are those situations:

  • If you need to sell a flat that is ready to move in
  • Reselling a property
  • Purchasing or selling land

Remember that the supply of goods and services does not come under this category. In other words, the GST on real estate is not applicable here.